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of the page as possible.tag.Main Navigation888.467.6755 Contact Us Agent Log In HomeProducts & Services Products & Services Life Insurance Annuities Long-Term Care Disability Insurance Value-Add Offerings Tools & Training News & Events 888.467.6755 Contact Us Agent Log In One Resource Group. Every resource agents need to thrive. One Resource Group (ORG) was created to be a one-stop shop for all your insurance service needs. Here, you’re part of a winning culture where teamwork and hard work go hand in hand — and where your opportunities to succeed are only limited by your desire. Join our ORG team No matter where you are in your insurance career, ORG has the people, tools and resources that can take you to the next level. LET’S TALK We Are Your One Resource Close Recent podcasts How to help advisors keep their clients with Brett Saso Join our host Tony Wilson as he speaks to Retirement Architecture’s Brett Saso. New Protective Executive UL Platform with Pat Murray Tony and Pat discuss the new Protective Exec UL platform... John Hancock’s Vitality Program with Kimberly Lipps Tony and Kimberly discuss this exclusive Vitality program offered by John Hancock... Premium Financing with Wayne Reyburn Join us as we discuss Premium Financing Life Insurance policies in a rising interest rate environment. State of the Life Settlement Industry Join us as we discuss the state of the life insurance industry and where the market is heading. Market Trends with Clint Sorenson and ORG Partners Join our host Tony Wilson and ORG Partners’ CIO, Clint Sorenson, as they talk about updates within ORG Partners RIA and movement in the market. Market Update with Clint Sorenson In this episode Clint gives us a rundown on market trends and new business opportunities and what that means for ORG Partners. ORG Partners June Market Update Tony and Clint discuss risk markets, crypto, growth opportunities, oil as a monetary reserve and other market trends going into Q3. ORG Partners May Market Update ORG Partners Intro Update with Clint Sorenson, CIO SEE ALL PODCASTS Read what our agents are saying My assigned annuity and life representative has learned my communication style to help with speed and efficiency. With ORG I have time to do what I love - see clients and implement solutions. Thanks ORG! - Angelle W Big thanks to ORG for providing quality agent tools and superb sales support for life insurance agents. It’s always a pleasure working with your knowledgeable, patient, and friendly staff. - Leo P I have worked with many MGA’s throughout my years as an independent insurance agent and there’s no other company like ORG. The comps are high and the back office support is second to none. On many occasions ORG representatives would stay after hours to help me with my new business and this is why I would highly recommend new and seasoned independent agents to work with the experts at ORG. - Trang V It’s so easy to work with you, get things done, questions answered. I never have to worry because I know you’ve got it! - Tina NContact us today Ready to take your business to the next level? We’d love to hear from you. First Name Last Name Email Address Phone By clicking the submit button, I expressly consent by electronic signature to receive communications by telephone, by email, or by text message from One Resource Group at the telephone number above (even if my number is currently listed on any state, federal, local, or corporate Do Not Call list) including my wireless number if provided. Carrier message and data rates may apply. I understand that my consent is not required as a condition of purchasing any goods or services and that I may revoke my consent at any time. I also acknowledge that I have read and agree to the Privacy Policy and Terms & Conditions . If you do not want to share your information, please click on Do Not Sell My Information for more details. OR CALL 888-467-6755 Copyright © OneResourceGroup CORP | All rights reserved.Products & Services Tools & Training News & Events Agent Log In Registration Contact Us Do Not Sell My Information Privacy Policy | Terms of Service When choosing a life product, make sure that life insurance needs are met long-term, especially if personal situations change — for example, marriage, birth of a child or job promotion. Weigh the costs of the policy, and understand that life insurance, and long-term care coverage linked to life insurance through riders, has fees and charges that vary with sex, health, age and tobacco use. Riders that customize a policy to fit individual needs typically carry an additional charge. The payment of long-term care rider benefits, as an acceleration of the death benefit, will reduce both the death benefit and cash surrender values of the life policy. Additionally, policy loans and withdrawals will also reduce both the cash value and the death benefit. Care should be taken to make sure that life insurance needs continue to be met even if the rider pays out in full, or after money is taken from the life policy. There is no guarantee that a rider will cover the entire cost for all of the insured’s long-term care, as this may vary with the needs of each insured. Interest and other guarantees in an annuity are subject to the claims-paying ability and financial strength of the insurance carrier that issues the product. Annuities are long-term vehicles. Many have surrender charges over many years, and withdrawals from an annuity prior to age 59 ½ may be subject to a 10% tax penalty. There are multiple ways to insure for long-term care needs. Options vary and some are less expensive than others, but may offer fewer guarantees. A financial professional can work with you to determine what coverage is right for you and how much coverage you should purchase. Health insurance doesn’t cover long-term care expenses. Medicare will cover some long-term care costs, but only up to 100 days (after a 3-consecutive-day stay in a hospital under treatment). Medicaid will cover long-term care expenses for individuals with assets of $2,000 or less (varies by state) and covered care may be limited to a nursing home. Paying for long-term care costs out of pocket may not be practical or cost-efficient for many...